Filing for Chapter 7 or Chapter 13 is probably one of the best route for the individual who finds themselves exhausting pressed to pay all their payments. Chapter 7 is the first avenue where the household shall be means tested to see if there is any surplus revenue over affordable expenditure. If there may be none, and the family seems to be in dire straits, then the debt will literally be worn out by the court. Within the last movement, the debtor and the trustee are supposed to finish all…
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